.Union Financial Official Nirmala Sitharaman3 min checked out Last Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Official Nirmala Sitharaman introduced that the government intends to open over 30 million brand-new PMJDY profiles throughout 2024-25.Rundown media reporters, Sitharaman revealed that as of August 14, 2024, a total amount of 531.3 million Jan-Dhan accounts have actually levelled considering that the scheme's launch a years ago, with an increasing down payment balance of Rs 2.3 trillion.The average remainder per account has raised coming from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. About 80 per-cent of these accounts are presently active." PMJDY has actually participated in a vital duty in the course of the widespread, particularly for ladies," pointed out Sitharaman.Despite the allotment for absolutely no equilibrium and also the absence of a minimal balance demand, merely 8.4 per-cent of the accounts maintain an absolutely no balance. The plan has been especially reliable in non-urban as well as semi-urban locations, where 66.6 percent of the profiles are located.As of August 14, 2024, ladies account holders exemplify 55.6 percent of the total profiles, amounting to 295.6 thousand accounts, depending on to the Department of Money.
Currently, 99.95 percent of all lived in towns have financial resources offered within a 5-kilometre span with several touchpoints, including banking company divisions, automated cashier makers, banking reporters, and also India Article Payments Banking Company.As of August 14, 2024, there more than 1.73 billion personnel CASA (current account savings account) accounts in the country, featuring much more than 530 million important PMJDY accounts.Relating to social surveillance schemes, Sitharaman highlighted that over 200 thousand cumulative enrolments have actually offered life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with an annual costs of Rs 436.Furthermore, over 450 million increasing enrolments have offered one-year unexpected cover of Rs 2 lakh (for fatality or long-term complete special needs) and also Rs 1 lakh (for irreversible limited impairment) under the Pradhan Mantri Suraksha Bima Yojana, along with a fee of Rs 20 per year.The Atal Pension account Yojana has enrolled over 68 million customers.In relations to credit-linked schemes, Sitharaman disclosed that under the Pradhan Mantri Mudra Yojana, 489.2 million cumulative loans amounting to Rs 29.93 trillion (since July 12, 2024) have been actually sanctioned to deliver collateral-free institutional money to micro and business units up to Rs 10 lakh for income-generating tasks.Under the Stand Up India Plan, 236,000 cumulative fundings completing Rs 53,609 crore (since July 15, 2024) have actually been allowed to Scheduled Caste, Scheduled Tribe, and women business people for setting up greenfield projects.Furthermore, the Pradhan Mantri SVANidhi plan has actually sanctioned fundings worth Rs 12,630 crore to 6.52 million road sellers since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY collective down payment difference of Rs 2.3 mountain.u00b7 There end 1.73 billion surgical CASA accounts.u00b7 Ladies account owners comprise 55.6% of overall accounts.Very First Published: Aug 27 2024|9:37 PM IST.